U.S. Bank Cash+® Card

 

Sample merchants

Click on the categories below to view a sample list of qualifying merchants.

5% Cash back categories
TV, Internet & Streaming Services

TV, Internet & Streaming Services
TV, Internet & Streaming Services

Earn 5% cash back when you use your card for payments made to cable and satellite TV, Internet, and Streaming providers.

Keep In Mind

This category includes bills paid directly to your cable and internet service providers, as well as online streaming services. Purchases made using a third-party service such as PayPal®, Google Play, Amazon, and iTunes Store may not qualify.

Below is a list of popular merchants in this category. While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.
TV Provider
  • Charter®
  • DIRECTV®
  • Time Warner Cable®
  • Comcast
  • DISH Network
TV or Movie Streaming
  • Disney+
  • Netflix
  • YouTube
  • FandangoNOW
  • Sling TV
  • Hulu
  • Vudu
Music Streaming
  • Amazon Music
  • Pandora
  • Spotify
  • Apple Music
  • SiriusXM®
  • Google Play Music
  • Slacker Radio
Fast Food

Fast Food
Fast Food

Get your burgers, subs, tacos, baked goods and more — plus earn cash back. Eat in or take out!

Keep In Mind

Full-service restaurants like Applebee's and Olive Garden® are in the Restaurants category. Fast-food restaurants located within other businesses (in gas stations, discount stores, casinos, sports venues, etc.) may not qualify.

Below is a list of popular merchants in this category. While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.
  • Arby's™
  • Domino's®
  • Papa Murphy's®
  • Burger King®
  • In-N-Out Burger®
  • Qdoba® Mexican Grill
  • Carl's Jr.®
  • Jack in the Box®
  • Sonic
  • Chick-fil-A®
  • Jimmy John's®
  • Subway®
  • Chipotle Mexican Grill
  • KFC™
  • Taco Bell®
  • Culver's®
  • McDonald's®
  • Wendy's®
  • Dairy Queen
  • Panda Express
Cell Phone Providers

Cell Phone Providers
Cell Phone Providers

Earn cash back on payments made directly to your wireless phone service provider, including monthly bills and phone-related purchases.

Keep In Mind

This category includes phones and accessories purchased directly from your cell phone service provider, as well as bill payments made to your provider. It does not include cell phone or accessory purchases from electronic stores, cell phone resellers or independent dealers, discount stores or similar merchants.

 

Cell phone payments made under a bundled plan may not qualify. Please check the Rewards History page when you log in at usbank.com to see if your purchase qualifies.

Below is a list of popular merchants in this category. While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.
  • AT&T® Wireless
  • GreatCall®
  • TracFone® Wireless
  • Boost Mobile®
  • MetroPCS® Wireless
  • U.S. Cellular® Wireless
  • CenturyLink™
  • Sprint® Wireless
  • Verizon Wireless
  • Consumer Cellular®
  • Straight Talk® Wireless
  • Virgin Mobile®
  • Cricket® Wireless
  • T-Mobile®
  • XFINITY MOBILE
Department Stores

Department Stores
Department Stores

Find everything you need — from clothing, shoes and cosmetics to kitchen goods, housewares and home furnishings. Plus, earn 1% cash back on all your other eligible net purchases.

Keep In Mind

Most online purchases from these merchants also qualify. However, there are exceptions. For example, Sears.com purchases do not qualify. In addition, purchases at discount stores like Wal-Mart®, Target® and Costco® do not qualify.

Below is a list of popular merchants in this category. While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.
  • Bloomingdale's
  • Kohl's®
  • Off 5th
  • Bon-Ton®
  • Loehmann's
  • Saks Fifth Avenue
  • Boston Store®
  • Macy's
  • Sears®
  • Dillard's
  • Nordstrom
  • Soma Intimates
  • JcPenney®
  • Nordstrom Rack
  • Von Maur®
Home Utilities

Home Utilities
Home Utilities

Earn 5% cash back when you use your card for household utilities, such as payments to electric, gas and waste management companies.

Keep In Mind

This category includes bills paid directly to your household utility providers and excludes Internet/cable/telecom service providers, cell phone services, security system services and similar merchants. Some utility providers may charge a convenience fee for using a credit card to pay your bill — please check with your providers.

Below is a list of popular merchants in this category. While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.
  • Ameren Corporation
  • Nicor Gas
  • Puget Sound Energy
  • ComEd Payment
  • NW Natural
  • Republic Services
  • Duke Energy
  • Pacific Gas and Electric Company
  • Seattle City Light
  • Kansas City Power and Light Company
  • Portland General Electric
  • Waste Management
  • Los Angeles Department of Water & Power
  • Portland Water Bureau
  • Xcel Energy
Furniture Stores

Furniture Stores
Furniture Stores

Outfit your home with furniture and accessories while you pad your wallet with cash back.

Keep In Mind

Furniture purchases at stores like Wal-Mart®, Target® or Sears® do not qualify. Outdoor furniture purchases from garden stores or home improvement stores do not qualify.

Below is a list of popular merchants in this category. While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.
  • American Furniture Warehouse
  • Homemakers™ Furniture
  • RC Willey®
  • Art Van Furniture
  • IKEA®
  • Restoration Hardware
  • Ashley Furniture®
  • La Z Boy®
  • Room & Board®
  • Bob's Discount Furniture
  • Mattress Warehouse®
  • Slumberland® Furniture
  • Ethan Allen®
  • Mor®
  • Steinhafels
  • Furniture Row®
  • Nebraska Furniture Mart®
  • Value City Furniture®
  • Hom Furniture
Electronics Stores

Electronics Stores
Electronics Stores

Make even smarter buys when you earn cash back on the latest tech products, including televisions, computers and phones.

Keep in Mind

Includes most online purchases from merchants like Bestbuy.com and Frys.com. Does not include electronics purchases from telecom companies like Verizon or AT&T®, or from discount stores like Target® or Wal-Mart®.

Below is a list of popular merchants in this category. While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.
  • Apple Store
  • firstSTREET
  • Magnolia
  • Best Buy®
  • Fry's Electronics
  • Monoprice®
  • Bestbuy.com®
  • Frys.com
  • Newegg.com®
  • Bose®
  • h.h. gregg®
  • O&M Electronics
  • Electronic Express®
  • Huppin's
  • Video Only
Movie Theaters

Movie Theaters
Movie Theaters


Catch the latest movies at most cinemas and earn cash back. Refreshments earn cash back, too.

Keep In Mind

Video and DVD rentals (such as Redbox), online movie purchases and live theatrical performances do not qualify.

Below is a list of popular merchants in this category. While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.
  • AMC Theatres
  • Edwards Cinemas
  • movietickets.com
  • Atom Tickets
  • Fandango.com®
  • Rave Cinema
  • Century Theatres®
  • Harkins Theatres
  • Regal Cinemas
  • Cinemark®
  • Megaplex Theatres
  • Showplace Icon Theatres
Sporting Goods Stores

Sporting Goods Stores
Sporting Goods Stores

Earn cash back on sports and outdoor equipment, including clothing and camping gear. You'll also earn cash back at most sports specialty stores for golf, skiing/snowboarding, exercise equipment, skate/surf shops and more.

Keep In Mind

This category also includes used sporting goods merchants like 2nd Wind Exercise and Play It Again Sports®, as well as online purchases from merchants like backcountry.com and theclymb.com.® However, there are exceptions. For example, Cabelas.com purchases do not qualify.

Below is a list of popular merchants in this category. While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.
  • Academy Sports + Outdoors®
  • Camping World™
  • Orvis®
  • Backcountry.com
  • Dick's Sporting Goods®
  • Play It Again Sports®
  • Bass Pro Shops®
  • Golf Galaxy
  • REI®
  • Big 5® Sporting Goods
  • Hibbett Sports®
  • Scheels®
  • Cabela's®
  • MLB.com
  • Sportsman's Warehouse®
Select Clothing Stores

Select Clothing Stores
Select Clothing Stores

Dress to the nines and earn 5% back when you shop at standalone clothing stores.

Keep In Mind

This category includes only the merchants listed below.

U.S. Bank relies upon transaction data sent by the merchant to determine whether a purchase will qualify for the 5% Rebate in the Select Clothing Stores category.
  • Aeropostale®
  • Express®
  • Jos A Bank™
  • American Eagle Outfitters
  • Forever 21®
  • Old Navy
  • Ann Taylor®
  • GAP
  • Talbots®
  • Banana Republic
  • J.Crew®
  • The Limited®
  • Eddie Bauer®
Gyms/Fitness Centers

Gyms/Fitness Centers
Gyms/Fitness Centers

Earn cash back when you use your card to pay your membership fees at most sports and recreation facilities.

Keep In Mind

Purchases at recreational facilities that do not require membership, such as golf driving ranges, baseball batting cages and ski slopes, do not qualify. In addition, purchases made at fitness centers outside of your membership fee, like personal training or fitness classes, may not be included.

Below is a list of popular merchants in this category. While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.
  • 24 Hour Fitness®
  • LA Fitness®
  • Snap Fitness™
  • Anytime Fitness®
  • Life Time Fitness
  • SoulCycle
  • Crunch Fitness
  • Orangetheory® Fitness
  • Weight Watchers
  • Equinox
  • Planet Fitness
  • XSport® Fitness
  • Genesis Health Clubs
  • Pure Barre®
  • ZUMBA® Fitness
Ground Transportation

Ground Transportation
Ground Transportation

Get 5% cash back when you use your card for purchases such as bus and passenger railway tickets, taxi fares and more. You can also get cash back on purchases for car services, like Uber and limousines!

Keep In Mind

It does not include purchases (such as bus and passenger railway tickets) made through travel agencies and tour operators. It also does not include purchases made at steam ships, cruise lines, freight trains, parking meters, parking garages and toll stations.

Below is a list of popular merchants in this category. While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.
  • Amtrak®
  • Lyft®
  • Uber
  • car2go®
  • Metra®
  • Ventra
  • Catalina Express®
  • NYC Taxi
  • Washington State Ferries
  • Clipper®
  • Sound Transit
  • Yellow Cab
  • Greyhound®
  • TriMet®
2% Cash back categories
Gas & EV Charging Stations

Gas & EV Charging Stations
Gas & EV Charging Stations

Use your card at the pump, or inside the store or at EV charging stations to receive cash back. Feel like a coffee or a snack? You can earn 2% cash back for that, too.

Keep In Mind

Some grocery stores with gas stations (like Hy-Vee®, Kroger® or Meijer) may qualify for 2% cash back in the gas and/or grocery categories. Because this may vary between individual locations, please check the Rewards History page when you log in at usbank.com to see if your purchase qualifies.

 

The category does not include truck stops, marinas, home heating companies or other direct fuel, oil or propane sales.

Below is a list of popular merchants in this category. While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.
  • 7-Eleven®
  • EVgo Fast Charging Network
  • Marathon Oil
  • 76® Gas Stations
  • ExxonMobil
  • Maverick Country Store
  • Blink Charging
  • Fred Meyer Fuel Center
  • Phillips 66
  • BP
  • Holiday Stationstores®
  • QuikTrip®
  • Cenex®
  • Kroger® Fuel Center
  • Shell®
  • ChargePoint Charging Station
  • Kum & Go®
  • Speedway®
  • Chevron®
  • KwikShop
  • SuperAmerica®
  • Costco Gasoline
  • Love's® Travel Stops
  • Tesla Inc
Restaurants

Restaurants
Restaurants

Let someone else do the cooking while you earn cash back at cafes, cafeterias, grills and fine-dining establishments.

Keep In Mind

Excludes most fast food restaurants like McDonald's®, Subway® or Domino's® — see the fast food category for these. Also excludes restaurants located within other businesses, such as department store cafeterias, truck stops, casinos or sports venues.

Below is a list of popular merchants in this category. While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.
  • Applebee's
  • Grubhub
  • Red Lobster
  • BJ's Restaurant
  • IHOP
  • Red Robin®
  • Bite Squad
  • Longhorn® Steakhouse
  • Ruby Tuesday
  • Bob Evans
  • Old Chicago
  • Sizzler®
  • Buffalo Wild Wings®
  • Olive Garden®
  • Skyline Chili
  • Cheddar's Casual Café
  • Outback Steakhouse®
  • Smashburger®
  • Cracker Barrel
  • P.F. Chang's®
  • T.G.I. Friday's
  • delivery.com
  • Perkins®
  • Texas Roadhouse
  • DoorDash®
  • Pizza Hut®
  • Uber Eats
  • Famous Dave's BBQ
  • Postmates
  • Village Inn
Grocery Stores

Grocery Stores
Grocery Stores

Check off your grocery list and earn cash back at most grocery stores and supermarkets.

Keep In Mind

Some grocery stores with gas stations (like Hy-Vee®, Kroger® or Meijer) may qualify for 2% cash back in the gas and/or grocery categories.

 

Many discount stores with grocery sections (such as Wal-Mart® or Target®) may also be categorized as grocery stores. Because categories may vary between individual merchant locations, please check the Rewards History page when you log in at usbank.com to see if your purchase qualifies.

Below is a list of popular merchants in this category. While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.
  • Albertsons®
  • Jewel-Osco®
  • Safeway
  • Cub Foods®
  • King Soopers
  • Schnucks
  • Dierbergs
  • Kroger®
  • Sprouts Farmers Market
  • Fred Meyer®
  • Lunds & Byerlys
  • Target®
  • Giant Eagle®
  • Pick'n Save®
  • Trader Joe's
  • Hy-Vee®
  • Publix®
  • Wal-mart®
  • Instacart
  • Ralphs®
  • Whole Foods Market
  • Jet.com