Cell Phone Providers: 5%

Earn cash back1 on payments made directly to your wireless phone service provider, including monthly bills and phone-related purchases.

Keep In Mind
This category includes phones and accessories purchased directly from your cell phone service provider, as well as bill payments made to your provider. It does not include cell phone or accessory purchases from electronic stores, cell phone resellers or independent dealers, discount stores or similar merchants.3

Cell phone payments made under a bundled plan may not qualify. Please check the Rewards History page when you log in at usbank.com to see if your purchase qualifies.

Below is a list of popular merchants in this category.2 While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.3


1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are merely examples of the type of companies and merchants that fall within each particular category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for 2% or 5% Rebates as any purchase where a merchant uses a category code outside of the eligible Purchase Category will not qualify for the stated Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.