Sample Merchants

Click on the categories below to view a sample list of qualifying merchants.

5% cash back categories


Fast Food
Cell Phone Providers
Department Stores
Home Utilities
Select Clothing Stores
Electronics Stores
Sporting Goods Stores
Movie Theaters
Gyms/Fitness Centers
Furniture Stores
Ground Transportation
Car Rentals

2% cash back categories


Grocery Stores
Gas Stations
Restaurants
Fast Food

Get your burgers, subs, tacos, baked goods and more — plus earn cash back.1 Eat in or take out!

Keep In Mind
Full-service restaurants like Applebee's and Olive Garden® are in the Restaurants category. Fast-food restaurants located within other businesses (in gas stations, discount stores, casinos, sports venues, etc.) may not qualify.3

Below is a list of popular merchants in this category.2 While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.3
  • Arby's
  • Burger King®
  • Carl's Jr.®
  • Chick-fil-A®
  • Chipotle Mexican Grill
  • Culver's®
  • Dairy Queen
  • Domino's®
  • In-N-Out Burger®
  • Jack in the Box®
  • Jimmy John's®
  • KFC
  • McDonald's®
  • Panda Express
  • Papa Murphy's®
  • Qdoba® Mexican Grill
  • Sonic
  • Subway®
  • Taco Bell®
  • Wendy's®
  • Arby's
  • Burger King®
  • Carl's Jr.®
  • Chick-fil-A®
  • Chipotle Mexican Grill
  • Culver's®
  • Dairy Queen
  • Domino's®
  • In-N-Out Burger®
  • Jack in the Box®
  • Jimmy John's®
  • KFC
  • McDonald's®
  • Panda Express
  • Papa Murphy's®
  • Qdoba® Mexican Grill
  • Sonic
  • Subway®
  • Taco Bell®
  • Wendy's®

1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are merely examples of the type of companies and merchants that fall within each particular category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for 2% or 5% Rebates as any purchase where a merchant uses a category code outside of the eligible Purchase Category will not qualify for the stated Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Cell Phone Providers

Earn cash back1 on payments made directly to your wireless phone service provider, including monthly bills and phone-related purchases.

Keep In Mind
This category includes phones and accessories purchased directly from your cell phone service provider, as well as bill payments made to your provider. It does not include cell phone or accessory purchases from electronic stores, cell phone resellers or independent dealers, discount stores or similar merchants.3

Cell phone payments made under a bundled plan may not qualify. Please check the Rewards History page when you log in at usbank.com to see if your purchase qualifies.

Below is a list of popular merchants in this category.2 While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.3
  • AT&T® Wireless
  • Boost Mobile®
  • CenturyLink
  • Consumer Cellular®
  • Cricket® Wireless
  • GreatCall®
  • MetroPCS® Wireless
  • Sprint® Wireless
  • Straight Talk® Wireless
  • T-Mobile®
  • TracFone® Wireless
  • U.S. Cellular® Wireless
  • Verizon Wireless
  • Virgin Mobile®
  • XFINITY MOBILE
  • AT&T® Wireless
  • Boost Mobile®
  • CenturyLink
  • Consumer Cellular®
  • Cricket® Wireless
  • GreatCall®
  • MetroPCS® Wireless
  • Sprint® Wireless
  • Straight Talk® Wireless
  • T-Mobile®
  • TracFone® Wireless
  • U.S. Cellular® Wireless
  • Verizon Wireless
  • Virgin Mobile®
  • XFINITY MOBILE

1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are merely examples of the type of companies and merchants that fall within each particular category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for 2% or 5% Rebates as any purchase where a merchant uses a category code outside of the eligible Purchase Category will not qualify for the stated Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Department Stores

Find everything you need — from clothing, shoes and cosmetics to kitchen goods, housewares and home furnishings. Plus, earn 1% cash back1 on all your other eligible net purchases.

Keep In Mind
Most online purchases from these merchants also qualify. However, there are exceptions. For example, Sears.com purchases do not qualify.3 In addition, purchases at discount stores like Wal-Mart®, Target® and Costco® do not qualify.3

Below is a list of popular merchants in this category.2 While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.3
  • Bloomingdale's
  • Bon-Ton®
  • Boston Store®
  • Dillard's
  • JcPenney®
  • Kohl's®
  • Loehmann's
  • Macy's
  • Nordstrom
  • Nordstrom Rack
  • Off 5th
  • Saks Fifth Avenue
  • Sears®
  • Soma Intimates
  • Von Maur®
  • Bloomingdale's
  • Bon-Ton®
  • Boston Store®
  • Dillard's
  • JcPenney®
  • Kohl's®
  • Loehmann's
  • Macy's
  • Nordstrom
  • Nordstrom Rack
  • Off 5th
  • Saks Fifth Avenue
  • Sears®
  • Soma Intimates
  • Von Maur®

1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are merely examples of the type of companies and merchants that fall within each particular category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for 2% or 5% Rebates as any purchase where a merchant uses a category code outside of the eligible Purchase Category will not qualify for the stated Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Home Utilities

Earn 5% cash back1 when you use your card for household utilities, such as payments to electric, gas and waste management companies.

Keep In Mind
This category includes bills paid directly to your household utility providers and excludes Internet/cable/telecom service providers, cell phone services, security system services and similar merchants.3 Some utility providers may charge a convenience fee for using a credit card to pay your bill — please check with your providers.

Below is a list of popular merchants in this category.2 While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.3
  • Ameren Corporation
  • ComEd Payment
  • Duke Energy
  • Kansas City Power and Light Company
  • Los Angeles Department of Water & Power
  • Nicor Gas
  • NW Natural
  • Pacific Gas and Electric Company
  • Portland General Electric
  • Portland Water Bureau
  • Puget Sound Energy
  • Republic Services
  • Seattle City Light
  • Waste Management
  • Xcel Energy
  • Ameren Corporation
  • ComEd Payment
  • Duke Energy
  • Kansas City Power and Light Company
  • Los Angeles Department of Water & Power
  • Nicor Gas
  • NW Natural
  • Pacific Gas and Electric Company
  • Portland General Electric
  • Portland Water Bureau
  • Puget Sound Energy
  • Republic Services
  • Seattle City Light
  • Waste Management
  • Xcel Energy

1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are merely examples of the type of companies and merchants that fall within each particular category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for 2% or 5% Rebates as any purchase where a merchant uses a category code outside of the eligible Purchase Category will not qualify for the stated Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Select Clothing Stores

Dress to the nines and earn 5% back1 when you shop at standalone clothing stores.

Keep In Mind
This category includes only the merchants listed below.2

U.S. Bank relies upon transaction data sent by the merchant to determine whether a purchase will qualify for the 5% Rebate in the Select Clothing Stores category.3
  • Aeropostale®
  • American Eagle Outfitters
  • Ann Taylor®
  • Banana Republic
  • Eddie Bauer®
  • Express®
  • Forever 21®
  • GAP
  • J.Crew®
  • Jos A Bank
  • Old Navy
  • Talbots®
  • The Limited®
  • Aeropostale®
  • American Eagle Outfitters
  • Ann Taylor®
  • Banana Republic
  • Eddie Bauer®
  • Express®
  • Forever 21®
  • GAP
  • J.Crew®
  • Jos A Bank
  • Old Navy
  • Talbots®
  • The Limited®

1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are the only companies and merchants which qualify to earn the 5% Rebate in the Select Clothing Stores category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants who accept Visa credit cards are assigned a merchant category code based on the kinds of products and services they sell. U.S. Bank makes every effort to include all relevant variations of the merchant name and category code for the merchants listed above; however, the merchant may not send transaction data which matches a merchant in this category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for the 5% Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Electronics Stores

Make even smarter buys when you earn cash back1 on the latest tech products, including televisions, computers and phones.

Keep in Mind
Includes most online purchases from merchants like Bestbuy.com and Frys.com. Does not include electronics purchases from telecom companies like Verizon or AT&T®, or from discount stores like Target® or Wal-Mart®.3

Below is a list of popular merchants in this category.2 While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.3
  • Apple Store
  • Best Buy®
  • Bestbuy.com®
  • Bose®
  • Electronic Express®
  • firstSTREET
  • Fry's Electronics
  • Frys.com
  • h.h. gregg®
  • Huppin's
  • Magnolia
  • Monoprice®
  • Newegg.com®
  • O&M Electronics
  • Video Only
  • Apple Store
  • Best Buy®
  • Bestbuy.com®
  • Bose®
  • Electronic Express®
  • firstSTREET
  • Fry's Electronics
  • Frys.com
  • h.h. gregg®
  • Huppin's
  • Magnolia
  • Monoprice®
  • Newegg.com®
  • O&M Electronics
  • Video Only

1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are merely examples of the type of companies and merchants that fall within each particular category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for 2% or 5% Rebates as any purchase where a merchant uses a category code outside of the eligible Purchase Category will not qualify for the stated Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Sporting Goods Stores

Earn cash back1 on sports and outdoor equipment, including clothing and camping gear. You'll also earn cash back at most sports specialty stores for golf, skiing/snowboarding, exercise equipment, skate/surf shops and more.

Keep In Mind
This category also includes used sporting goods merchants like 2nd Wind Exercise and Play It Again Sports®, as well as online purchases from merchants like backcountry.com and theclymb.com.® However, there are exceptions. For example, Cabelas.com purchases do not qualify.3

Below is a list of popular merchants in this category.2 While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.3
  • Academy Sports + Outdoors®
  • Backcountry.com
  • Bass Pro Shops®
  • Big 5® Sporting Goods
  • Cabela's®
  • Camping World
  • Dick's Sporting Goods®
  • Golf Galaxy
  • Hibbett Sports®
  • MLB.com
  • Orvis®
  • Play It Again Sports®
  • REI®
  • Scheels®
  • Sportsman's Warehouse®
  • Academy Sports + Outdoors®
  • Backcountry.com
  • Bass Pro Shops®
  • Big 5® Sporting Goods
  • Cabela's®
  • Camping World
  • Dick's Sporting Goods®
  • Golf Galaxy
  • Hibbett Sports®
  • MLB.com
  • Orvis®
  • Play It Again Sports®
  • REI®
  • Scheels®
  • Sportsman's Warehouse®

1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are merely examples of the type of companies and merchants that fall within each particular category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for 2% or 5% Rebates as any purchase where a merchant uses a category code outside of the eligible Purchase Category will not qualify for the stated Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Movie Theaters

Catch the latest movies at most cinemas and earn cash back.1 Refreshments earn cash back, too.

Keep In Mind
Video and DVD rentals (such as Redbox), online movie purchases and live theatrical performances do not qualify.3

Below is a list of popular merchants in this category.2 While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.3
  • AMC Theatres
  • Atom Tickets
  • Century Theatres®
  • Cinemark®
  • Edwards Cinemas
  • Fandango.com®
  • Harkins Theatres
  • Megaplex Theatres
  • movietickets.com
  • Rave Cinema
  • Regal Cinemas
  • Showplace Icon Theatres
  • AMC Theatres
  • Atom Tickets
  • Century Theatres®
  • Cinemark®
  • Edwards Cinemas
  • Fandango.com®
  • Harkins Theatres
  • Megaplex Theatres
  • movietickets.com
  • Rave Cinema
  • Regal Cinemas
  • Showplace Icon Theatres

1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are merely examples of the type of companies and merchants that fall within each particular category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for 2% or 5% Rebates as any purchase where a merchant uses a category code outside of the eligible Purchase Category will not qualify for the stated Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Gyms/Fitness Centers

Earn cash back1 when you use your card to pay your membership fees at most sports and recreation facilities.

Keep In Mind
Purchases at recreational facilities that do not require membership, such as golf driving ranges, baseball batting cages and ski slopes, do not qualify. In addition, purchases made at fitness centers outside of your membership fee, like personal training or fitness classes, may not be included.3

Below is a list of popular merchants in this category.2 While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.3
  • 24 Hour Fitness®
  • Anytime Fitness®
  • Crunch Fitness
  • Equinox
  • Genesis Health Clubs
  • LA Fitness®
  • Life Time Fitness
  • Orangetheory® Fitness
  • Planet Fitness
  • Pure Barre®
  • Snap Fitness
  • SoulCycle
  • Weight Watchers
  • XSport® Fitness
  • ZUMBA® Fitness
  • 24 Hour Fitness®
  • Anytime Fitness®
  • Crunch Fitness
  • Equinox
  • Genesis Health Clubs
  • LA Fitness®
  • Life Time Fitness
  • Orangetheory® Fitness
  • Planet Fitness
  • Pure Barre®
  • Snap Fitness
  • SoulCycle
  • Weight Watchers
  • XSport® Fitness
  • ZUMBA® Fitness

1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are merely examples of the type of companies and merchants that fall within each particular category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for 2% or 5% Rebates as any purchase where a merchant uses a category code outside of the eligible Purchase Category will not qualify for the stated Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Furniture Stores

Outfit your home with furniture and accessories while you pad your wallet with cash back.1

Keep In Mind
Furniture purchases at stores like Wal-Mart®, Target® or Sears® do not qualify. Outdoor furniture purchases from garden stores or home improvement stores do not qualify.3

Below is a list of popular merchants in this category.2 While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.3
  • American Furniture Warehouse
  • Art Van Furniture
  • Ashley Furniture®
  • Bob's Discount Furniture
  • Ethan Allen®
  • Furniture Row®
  • Hom Furniture
  • Homemakers Furniture
  • IKEA®
  • La Z Boy®
  • Living Spaces®
  • Mattress Warehouse®
  • Mor®
  • Nebraska Furniture Mart®
  • RC Willey®
  • Restoration Hardware
  • Room & Board®
  • Slumberland® Furniture
  • Steinhafels
  • Value City Furniture®
  • American Furniture Warehouse
  • Art Van Furniture
  • Ashley Furniture®
  • Bob's Discount Furniture
  • Ethan Allen®
  • Furniture Row®
  • Hom Furniture
  • Homemakers Furniture
  • IKEA®
  • La Z Boy®
  • Living Spaces®
  • Mattress Warehouse®
  • Mor®
  • Nebraska Furniture Mart®
  • RC Willey®
  • Restoration Hardware
  • Room & Board®
  • Slumberland® Furniture
  • Steinhafels
  • Value City Furniture®

1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are merely examples of the type of companies and merchants that fall within each particular category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for 2% or 5% Rebates as any purchase where a merchant uses a category code outside of the eligible Purchase Category will not qualify for the stated Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Ground Transportation

Get 5% cash back1 when you use your card for purchases such as bus and passenger railway tickets, taxi fares and more. You can also get cash back on purchases for car services, like Uber and limousines!

Keep In Mind
It does not include purchases (such as bus and passenger railway tickets) made through travel agencies and tour operators. It also does not include purchases made at steam ships, cruise lines, freight trains, parking meters, parking garages and toll stations.

Below is a list of popular merchants in this category.2 While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.3
  • Amtrak®
  • car2go®
  • Catalina Express®
  • Clipper®
  • Greyhound®
  • Lyft®
  • Metra®
  • NYC Taxi
  • Sound Transit
  • TriMet®
  • Uber
  • Ventra
  • Washington State Ferries
  • Yellow Cab
  • Zipcar®
  • Amtrak®
  • car2go®
  • Catalina Express®
  • Clipper®
  • Greyhound®
  • Lyft®
  • Metra®
  • NYC Taxi
  • Sound Transit
  • TriMet®
  • Uber
  • Ventra
  • Washington State Ferries
  • Yellow Cab
  • Zipcar®

1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are merely examples of the type of companies and merchants that fall within each particular category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for 2% or 5% Rebates as any purchase where a merchant uses a category code outside of the eligible Purchase Category will not qualify for the stated Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Car Rentals

Earn cash back1 when you book your car rentals directly with the car rental agency (through its website, over the phone or in person).

Keep In Mind
Reservations made via travel websites like Travelocity® or Expedia®, or through travel agencies are not eligible.3

Below is a list of popular merchants in this category.2 While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.3
  • Alamo®
  • Avis®
  • Budget®
  • Dollar Rent A Car®
  • Enterprise Rent A Car®
  • Fox Rent A Car
  • Hertz®
  • National® Car Rental
  • Payless Car Rental®
  • Thrifty® Rent A Car
  • Alamo®
  • Avis®
  • Budget®
  • Dollar Rent A Car®
  • Enterprise Rent A Car®
  • Fox Rent A Car
  • Hertz®
  • National® Car Rental
  • Payless Car Rental®
  • Thrifty® Rent A Car

1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are merely examples of the type of companies and merchants that fall within each particular category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for 2% or 5% Rebates as any purchase where a merchant uses a category code outside of the eligible Purchase Category will not qualify for the stated Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Grocery Stores

Check off your grocery list and earn cash back1 at most grocery stores and supermarkets.

Keep In Mind
Some grocery stores with gas stations (like Hy-Vee®, Kroger® or Meijer) may qualify for 2% cash back in the gas and/or grocery categories.

Many discount stores with grocery sections (such as Wal-Mart® or Target®) may also be categorized as grocery stores. Because categories may vary between individual merchant locations, please check the Rewards History page when you log in at usbank.com to see if your purchase qualifies.3

Below is a list of popular merchants in this category.2 While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.3
  • Albertsons®
  • Cub Foods®
  • Dierbergs
  • Fred Meyer®
  • Giant Eagle®
  • Hy-Vee®
  • Jewel-Osco®
  • King Soopers
  • Kroger®
  • Lunds & Byerlys
  • Pick'n Save®
  • Publix®
  • Ralphs®
  • Safeway
  • Schnucks
  • Sprouts Farmers Market
  • Target®
  • Trader Joe's
  • Wal-mart®
  • Whole Foods Market
  • Albertsons®
  • Cub Foods®
  • Dierbergs
  • Fred Meyer®
  • Giant Eagle®
  • Hy-Vee®
  • Jewel-Osco®
  • King Soopers
  • Kroger®
  • Lunds & Byerlys
  • Pick'n Save®
  • Publix®
  • Ralphs®
  • Safeway
  • Schnucks
  • Sprouts Farmers Market
  • Target®
  • Trader Joe's
  • Wal-mart®
  • Whole Foods Market

1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are merely examples of the type of companies and merchants that fall within each particular category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for 2% or 5% Rebates as any purchase where a merchant uses a category code outside of the eligible Purchase Category will not qualify for the stated Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Gas Stations

Use your card at the pump or inside the store and receive cash back1 on gas. Feel like a coffee or a snack? You can earn 2% cash back for that, too.

Keep In Mind
Some grocery stores with gas stations (like Hy-Vee®, Kroger® or Meijer) may qualify for 2% cash back in the gas and/or grocery categories. Because this may vary between individual locations, please check the Rewards History page when you log in at usbank.com to see if your purchase qualifies.3

The category does not include truck stops, marinas, home heating companies or other direct fuel, oil or propane sales.3

Below is a list of popular merchants in this category.2 While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.3
  • 7-Eleven®
  • 76® Gas Stations
  • BP
  • Cenex®
  • Chevron®
  • Costco Gasoline
  • ExxonMobil
  • Fred Meyer Fuel Center
  • Holiday Stationstores®
  • Kroger® Fuel Center
  • Kum & Go®
  • KwikShop
  • Love's® Travel Stops
  • Marathon Oil
  • Maverick Country Store
  • Phillips 66
  • QuikTrip®
  • Shell®
  • Speedway®
  • SuperAmerica®
  • 7-Eleven®
  • 76® Gas Stations
  • BP
  • Cenex®
  • Chevron®
  • Costco Gasoline
  • ExxonMobil
  • Fred Meyer Fuel Center
  • Holiday Stationstores®
  • Kroger® Fuel Center
  • Kum & Go®
  • KwikShop
  • Love's® Travel Stops
  • Marathon Oil
  • Maverick Country Store
  • Phillips 66
  • QuikTrip®
  • Shell®
  • Speedway®
  • SuperAmerica®

1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are merely examples of the type of companies and merchants that fall within each particular category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for 2% or 5% Rebates as any purchase where a merchant uses a category code outside of the eligible Purchase Category will not qualify for the stated Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Restaurants

Let someone else do the cooking while you earn cash back1 at cafes, cafeterias, grills and fine-dining establishments.

Keep In Mind
Excludes most fast food restaurants like McDonald's®, Subway® or Domino's® — see the fast food category for these. Also excludes restaurants located within other businesses, such as department store cafeterias, truck stops, casinos or sports venues.

Below is a list of popular merchants in this category.2 While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.3
  • Applebee's
  • BJ's Restaurant
  • Bob Evans
  • Buffalo Wild Wings®
  • Cheddar's Casual Café
  • Cracker Barrel
  • Famous Dave's BBQ
  • IHOP
  • Longhorn® Steakhouse
  • Old Chicago
  • Olive Garden®
  • Outback Steakhouse®
  • P.F. Chang's®
  • Perkins®
  • Pizza Hut®
  • Red Lobster
  • Red Robin®
  • Ruby Tuesday
  • Sizzler®
  • Skyline Chili
  • Smashburger®
  • T.G.I. Friday's
  • Texas Roadhouse
  • Village Inn
  • Applebee's
  • BJ's Restaurant
  • Bob Evans
  • Buffalo Wild Wings®
  • Cheddar's Casual Café
  • Cracker Barrel
  • Famous Dave's BBQ
  • IHOP
  • Longhorn® Steakhouse
  • Old Chicago
  • Olive Garden®
  • Outback Steakhouse®
  • P.F. Chang's®
  • Perkins®
  • Pizza Hut®
  • Red Lobster
  • Red Robin®
  • Ruby Tuesday
  • Sizzler®
  • Skyline Chili
  • Smashburger®
  • T.G.I. Friday's
  • Texas Roadhouse
  • Village Inn

1 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption).

2 The entities listed above are merely examples of the type of companies and merchants that fall within each particular category. U.S. Bank, its parent, and affiliated corporations are not affiliated, connected, or associated with these entities, nor are its products and services endorsed by these entities.

3 Merchants that accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. To offer 2% and 5% Rebates based on purchase type (e.g., 5% cash back for Department Stores purchases), U.S. Bank groups similar merchant category codes into Purchase Categories. Purchases that fall into the eligible Purchase Category will receive the stated Rebate. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not use the merchant code that will fall within that Purchase Category. Therefore, U.S. Bank cannot guarantee that a purchase will qualify for 2% or 5% Rebates as any purchase where a merchant uses a category code outside of the eligible Purchase Category will not qualify for the stated Rebate.

Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.